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Hud For Beginning Investors - Opportunities And Potential Pitfalls. You have to know how much a home is worth before you can make an offer to purchase it. When I buy houses, I like to use conservative rate to be secure. And second are government departments like HUD or Federal housing administration mortgages. FHA refers to the Federal Housing Association. Is the government department that takes care of housing inside the country. Never pay retail in a home.
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