A journal about my adventures in the city by the bay. Read my thoughts and commentaries on random events that take place while I traverse the city via bicycle. Friday, May 4, 2007. However, spending self discipline is one of the hardest aspects of college life for students to master. All three of my roommates have some amount of credit card debt, and while I have and use my own credit card I am very careful to pay my bill in full to avoid exorbitant. Sunday, April 29, 2007. What I Missed This Weekend.

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