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Saturday, June 26, 2010. How much money should you invest? Many investors think the first time they invest their savings. It is not always true. To determine how much money you invest, you should determine how much you can really afford to invest, and what your financial goals. We will first take a look at how much money you make now can invest. Do you have savings, you can use? If so, great! But do not want to be cut short when tying your money on an investment. What is your savings originally for? .