A blog about Finance and more. Annuity fees pay for the cost of administering and maintaining the plan. They are also how the insurance company makes money off of annuities. Unfortunately, such fees can greatly add to the cost of investing so you should be aware of them. Something to remember is that people that sale annuities for a living will try to sell you the best plan for them not the best plan for you. They will try to s.

The Comprehensive Guide to Finance. These uniquely American organizations attempt to assess the level of risk associated with securities. In the process they determine the value of securities and the credit worthiness of everything from corporations to nations. The vast expansion of t.

The Comprehensive Guide to Life Insurance and Annuity. How Do Indexed Annuities Work. An annuity is actually a contract between an individual and an insurance company. It guarantees that the insurer will make regular payments to a beneficiary in exchange for a sum of money. The advantage to this arrangement is that it can guarantee retirement income the disadvantage is that the payments are very vulnerable to inflation.

For better Understanding on the World of Finance. The term treasury bonds refers to a number of different securities issued by the US Treasury Department. The Treasury issues a variety of securities in order to fund government activities. Uncle Sam issues these notes because the amount of taxes the federal government collects is lower than government spending. This is the national debt or deficit that you are constantly hearing about on the news.